Get Help With Maternity Insurance
Planning your delivery at The Lifeplus Hospital? Share your insurance details and our team can help you understand cashless or reimbursement support before admission.
4 Things to Verify
What Determines Maternity Coverage?
Maternity Benefit
Your policy should specifically include maternity / delivery benefits.
Waiting Period
The applicable maternity waiting period may need to be completed first.
Coverage Limit
Normal Delivery and C-section may have a separate maternity sub-limit.
Insurer / TPA
Cashless approval depends on authorization and network eligibility.
Simple Steps Before Delivery
Share Policy Details
Tell us your insurer, policy type and expected delivery month.
Review Eligibility
Check maternity benefit, waiting period and applicable limits.
Cashless Request
Where applicable, submit pre-authorization to insurer / TPA.
Know Payable Amount
Understand approved amount and any patient-payable difference.
Understand the Two Claim Routes
Cashless Support
If eligible, a pre-authorization request may be sent to your insurer / TPA.
Reimbursement Support
If cashless is unavailable, eligible expenses may still be claimable under your policy.
Maternity Coverage Depends on Your Policy
Mother’s Delivery Care
Baby / Newborn Care
Prepare Your Insurance Documents Early
Policy / E-Card
Insurance card, policy number and TPA details.
Identity Documents
Government-issued ID and requested KYC documents.
Pregnancy Records
Doctor prescriptions, scans and pregnancy documents.
Pre-Authorization
Commonly required for eligible cashless claims.
Employer Details
Corporate policy members may need HR / benefits details.
Claim Documents
For reimbursement, preserve bills and discharge records.
Compare Coverage With Your Delivery Package
Normal Delivery Package
Ask how much may be eligible under your maternity policy.
C-Section Delivery Package
Check whether your maternity sub-limit differs for C-section.
Maternity Insurance Questions
Does maternity insurance cover Normal Delivery?
It may, if your policy includes maternity benefits and all eligibility conditions are satisfied.
Does maternity insurance cover C-section delivery?
Many policies may cover eligible C-section delivery, but maternity limits can differ.
Can I use corporate insurance?
Possibly. Employer policies have their own maternity limits and conditions.
Can I use individual health insurance?
Yes, if your individual policy includes maternity cover and eligibility conditions are met.
What is a maternity waiting period?
It is the period that may need to be completed before maternity benefits become eligible.
What if cashless is partially approved?
You may need to pay the difference, non-payable items or charges above your policy limit.
Can newborn charges be claimed?
Newborn coverage varies by policy. Check newborn, vaccination and NICU rules directly with your insurer / TPA.
Can Lifeplus guarantee insurance approval?
No. The hospital can assist with documentation and the claim process, but only the insurer / TPA can approve the claim.
Maternity Insurance Help in Indiranagar
Indiranagar 80 Feet Road
266/C, 80 Feet Road, near Chinmaya Mission Hospital / C.M.H Hospital, HAL 3rd Stage, Indiranagar, Bengaluru – 560038.
Prefer WhatsApp?
Send your insurer name, maternity benefit details and expected delivery month.
WhatsApp Insurance HelpCall 98 44 44 77 66Have Maternity Insurance? Check Before Delivery.
Understand your cashless or reimbursement options before hospital admission.